Canadian Dental Care Plan

The Canadian Dental Care Plan

The Canadian Dental Care Plan (CDCP) is a new program designed to improve dental coverage for Canadians. Starting in May 2024, it aims to help people and families access important dental treatments. This program is not free; patients will need to pay a portion of their dental costs based on their family income.

Understanding the Canadian Dental Care Plan

  • Program Administration: The CDCP is administered by Health Canada; it is not a dental program with no cost.
  • Co-payment Structure: Patients must contribute to their dental costs based on their adjusted family net income.
    • No co-payment for families earning less than $70,000.
    • A 40% co-payment for families earning between $70,000 and $79,999.
    • A 60% co-payment for families earning between $80,000 and $89,999.
  • Additional Costs: Some services may not be covered by the CDCP, and patients may need to pay for those out-of-pocket.
  • Coverage Limitations: Not all dental services fall under the CDCP. It is crucial to discuss costs with your dental provider before beginning treatment.
  • Provider Participation: Inform your dental provider if you intend to use CDCP benefits, as participation in the program may vary among practices.

For complete details on the CDCP, please visit the official government website. This resource will provide all necessary information about eligibility, benefits, and the application process.

Expanding Dental Care for Everyone

West Side Family Dental is delighted to join the CDCP and provide care to children and seniors in your community. Our team is dedicated to assisting you in navigating the benefits accessible to you.  We provide a variety of services that meet CDCP criteria. Contact us today to arrange an appointment and learn more about how we can help you with your oral health.

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Frequently Asked Questions

How do I access the CDCP?

To access the CDCP, you need to check your eligibility based on your adjusted annual family net income. Once eligible, you can discuss your benefits with your dental provider.

What is included when they say dental insurance?

Dental insurance under the CDCP usually covers preventive care like check-ups and cleanings. It also includes restorative procedures like fillings and some other important services. For exact coverage details, talk to the team at West Side Family Dental.

Should I cancel my private insurance?

Don’t rush to cancel your private insurance. The CDCP is meant to work alongside your current coverage. It’s best to review your benefits with your provider at West Side Family Dental before making any decisions.

When can I get my CDCP benefits?

CDCP benefits will be available starting in May 2024. You can start discussing your options with your provider now to prepare for this launch.

Should I wait until the CDCP is launched before visiting the dentist?

No, do not wait until the CDCP launches to visit your dentist. Regular dental care is crucial for maintaining oral health. Continue your routine visits to West Side Family Dental.

Will I lose my dental coverage at work when the CDCP comes out?

The CDCP does not replace employer-sponsored dental plans. Most likely, you will retain your work coverage. Check with your HR department for specific information.

How do I know if I’m eligible?

Eligibility is based on your adjusted annual family net income. If you earn less than $89,999, you may qualify. Contact West Side Family Dental for guidance on checking your eligibility.

How do I apply for CDCP?

You can apply for the CDCP through the official Health Canada website. Keep your income details ready, as they will be necessary for your application.

Am I eligible for the CDCP if I already receive coverage from provincial government programs?

Yes, you can still be eligible for the CDCP even if you are covered by provincial government programs. Consult with your dentist at West Side Family Dental to see how the advantages work together.

What services will be covered under the CDCP?

The CDCP will cover various dental services, including routine check-ups, preventive care, and essential restorative work. For more specifics on what is included, speak with the team at West Side Family Dental.